CAL Coastal Rural Development Corp

is a California chartered nonprofit public-benefit corporation servicing the financial needs of small businesses and farmers.  The corporation provides direct loans and loan guarantees to businesses located on the Central Coast through our offices located in Salinas and Santa Maria.  We have a community based Board of Directors that guides the organization.  The Board of Directors and Loan Committee members are business people and bankers with backgrounds in credit.  Cal Coastal funds these specialized lending facilities allowing their clients the ability to grow their businesses.

Other Lenders

1st Capital Bank

1st Capital Bank is a locally owned and managed community bank headquartered in Monterey County. We provide professional banking, including credit and cash management services to businesses, professionals and residents throughout California’s Central Coast.

Monterey County Bank

Monterey County Bank is the oldest locally owned, locally managed bank in Monterey County, opening its doors in May 1977. We specialize in all aspects of business banking, including being the #1 SBA Lender in Monterey County. In addition, we offer very competitive commercial lending products, outstanding merchant credit card services, and personal attention to our clients. Monterey County Bank has 4 branches – Monterey, Pacific Grove, Carmel Rancho and Salinas.

Pacific Valley Bank

The Salinas area business and agricultural community faced unique challenges, but the existing banking culture had no provisions in place to fulfill their financial needs. Recognizing their plight, a group of local business and community leaders rose to the challenge. Why couldn’t they form a new community bank? One that understood the needs of those it would serve?The project sparked interest – those who embraced the dream became determined to transform it to reality. Business leaders who prospered in the Salinas area were anxious to serve their community in such a meaningful way.

Santa Cruz County Bank

you live in Santa Cruz County, we are your community bank! Santa Cruz County Bank, founded in 2004, is a locally owned and operated community bank. The Bank offers a variety of competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, mobile banking, remote deposit capture, and online banking bill payment and cash management.

Santa Cruz Community Credit Union

The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.

California FarmLink: Central Coast

Established in 1999, California FarmLink supports beginning, limited-resource, immigrant and other underserved farmers. The organization works across the state, with particular focus on the Central Coast, Sacramento and San Joaquin valleys, and the North Coast regions of California. Our partnerships with farmer training programs, government agencies, impact investors, and other nonprofits help farmers learn and improve business management, obtain financing, and secure land tenure. California FarmLink was certified as a Community Development Financial Institution (CDFI) in 2013 – one of the first agricultural CDFIs in the nation focused on serving small farmers.